NON-QM
PRODUCTS

NextUs Lending was founded on the idea that the lives of today’s borrowers have outgrown the guidelines of institutional lenders. Borrowers now live beyond a traditional income lifestyle and loans of the future need to adapt to this growing landscape.

We are the Next step in that evolution.

Our Non-QM programs are designed to qualify borrowers with a holistic view in mind. We help our borrowers navigate the tricky waters of Alt-lending income qualification and provide versatile tools to qualify and close their loan.

iNC

intelligent
Non -
Conforming

Designed to streamline and consolidate your options, iNC gives your borrowers access to the varied features that Non-QM has to offer. Prime candidates include first-time Homebuyers or borrowers looking to finance a remodel.

iPS

Initial
Payment
Saver

Give your borrowers three periods of saving over 18 months with our compressed buy-down option. Available for Full Doc, Bank Statements, and Debt Service Coverage Ratio.

Multi

advanced
DSCR

Designed to introduce a niche product for an emerging market, this product caters to investors looking to grow beyond the typical 1 - 4 unit loan. This product provides the ability for borrowers to expand to 8 units; residential or mixed use.

HELOAN

Home
Equity
Loan

Our standalone 2nd mortgage program designed to go behind low-interest rate NonQM, QM and Non-Owner-Occupied 1st Mortgages. HELOAN gives homeowners access to the built-up equity in their homes, while preserving their low-rate 1st mortgage, resulting in a low “Blended” rate.