NextUs Lending was founded on the idea that the lives of today’s borrowers have outgrown the guidelines of institutional lenders. Borrowers now live beyond a traditional income lifestyle and loans of the future need to adapt to this growing landscape.
We are the Next step in that evolution.
Our Non-QM programs are designed to qualify borrowers with a holistic view in mind. We help our borrowers navigate the tricky waters of Alt-lending income qualification and provide versatile tools to qualify and close their loan.
Designed to streamline and consolidate your options, iNC gives your borrowers access to the varied features that Non-QM has to offer. Prime candidates include first-time Homebuyers or borrowers looking to finance a remodel.
Give your borrowers three periods of saving over 18 months with our compressed buy-down option. Available for Full Doc, Bank Statements, and Debt Service Coverage Ratio.
Designed to introduce a niche product for an emerging market, this product caters to investors looking to grow beyond the typical 1 - 4 unit loan. This product provides the ability for borrowers to expand to 8 units; residential or mixed use.
Our standalone 2nd mortgage program designed to go behind low-interest rate NonQM, QM and Non-Owner-Occupied 1st Mortgages. HELOAN gives homeowners access to the built-up equity in their homes, while preserving their low-rate 1st mortgage, resulting in a low “Blended” rate.